The total image of why Silicon Valley Financial institution failed so spectacularly and so shortly continues to be out of focus. However uncommon lending practices on the cutting-edge lender have contributed to its issues and raised questions on danger administration from its executives and board, analysts stated. These lending practices may additionally clarify why there was no merger of the establishment with a more healthy financial institution, as sometimes occurs when the Federal Deposit Insurance coverage Corp. steps in because it did with Silicon Valley Financial institution final week. For instance, of the roughly $74 billion in whole loans held by Silicon Valley Financial institution on the finish of the…