It has been 872 days since a financial institution went bankrupt in the USA. This was the longest streak on document. We at the moment are at day zero. Silicon Valley financial institution went bust on Friday. Signature Financial institution final night time. These are the second and third largest financial institution failures in historical past behind Washington Mutual in the course of the GFC. Individuals are scared, indignant, and on the lookout for somebody responsible. How did it occur and whose fault is it anyway? Did the Fed trigger this by holding rates of interest at zero for too lengthy after which braking? Is the chance group responsible for…